Edward Bellamy and Credit Cards

[Jim Westrich]

One of the most accurate predictions in Edward Bellamy's *Looking Backward* 
(1887) turned out to be the use of credit cards [no global socialism and 
I'm not sure if women's bust sizes are 11/2 inches larger].  Who was the 
first to propose/predict credit cards?

Thanks.

Jim

"I've seen the future and it hurts."

	-The Very Reverend Larry Love