creative financing

[Maureen Anderson]

Interesting.  Based on these entirely abstract evaluations, it seems 
an undertaker of this finance strategy is one who might have:

* already made inroads in direct student loan repayment, perhaps by 
putting living expenses on credit card during that time

* gone through a significant interim period between when the student 
loan balance had been paid off, via credit card funds, and when it 
became impossible to keep head above water necessitating bankruptcy

* juggled cash advances from various credit cards during this interim 
in order to meet various monthly payments

and importantly:

* very very very seriously considered the dire, ultimately ill 
advised, legal consequences of resorting to such measures

* never, even hypothetically, floated the topic in some public forum

*tended toward the hyper-detail personality type (as opposed to 
absent minded academic-idealist type), and toward the major 
cojones-possessing type


The latter points would certainly have eliminated my guileless and 
impractical self as a candidate even if I hadn't in the first place 
been speaking entirely from the space of abstract inquisitiveness, 
which _of course_ I was.

--M