<HTML><FONT FACE=arial,helvetica><FONT SIZE=2>In a message dated 8/20/01 1:55:37 PM Eastern Daylight Time,
<BR>Leslilake1@aol.com writes:
<BR>
<BR>
<BR><BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">(I don't have a 401 K, but I have a question; can 401 K holders
<BR>theoretically
<BR>wind up with less in their 401K's than they contributed?)
<BR>
<BR>Les
<BR>
<BR>
<BR>
<BR></BLOCKQUOTE>
<BR>
<BR>Yes</FONT></HTML>