A lot of posts on this thread have been based on unrealistic dichotomies - if you don't support the current model of US litigation then you must be in favour of tort reform, or if you think that litigation can worsen the standard of health care then you must support HMO cost-cutting. I am against tort reform, as it posed on the US political agenda. But I am absolutely against the litigeousness that sqanders resources, fails to meet victim's needs in an adequate or consistent way, and that drives bad practices because professionals try to avoid litigation rather than getting on with doing their jobs as well as they can. It's all so very neo-liberal - 'there's a contract between the service provider and the service user. If the service user suffers, then the courts should arbitrate and put a price tag on that suffering.' There is a simple pragmatic issue at the heart of this: we need to hold professionals and businesses to account for their actions, and we need to ensure that people who suffer misfortunes are provided with the money to enjoy as full a life as possible. Trying to turn this into a question of monetary fairness is surreal, especially for anyone on the left. But John Thornton writes: "The patient is disproportionately punished in most instances." The patient isn't punished. The patient suffers, but not because somebody deliberately set out to punish the patient. Similarly, Michael writes, "In Doug's example, that means a middle-aged human being has been robbed of life, and that, for unimaginable pain and suffering, gets maybe $10,000-$15,000 a year." Yes, but you cannot put a price on that pain and suffering. You can provide additional money to meet those needs that require money - nursing, medical care etc - but as you rightly say, this isn't some kind of contract where a broken leg = $20k. My point is that trying to do this through litigation is foolish. John writes: "Tort reform, as it is currently proposed, is a bad idea and anyone with an evenly mildly progressive outlook should oppose it." I agree entirely, but that doesn't mean that you have to go to the other extreme and support the status quo. Doug writes of my example that, "This sort of thing is a staple of the right-wing anecdote machine", which is irrelevant. If doctors make decisions based on what they are most likely to be sued over, rather than what is best for the patient, then patient care is likely to suffer. I use the medical example, because it is uncontroversial that medicine is socially useful. The example that I know better is banking. Where I work in credit risk, decisions are often taken on the basis of what the regulator might think is the more prudent course, even though we know that it is not more prudent. Now, I'm not saying that the same social consequences are at stake. But it is an example of where professional expertise is being suppressed in favour of a view about what outside regulatory forces might think. Doug: "You may be assuming too much about the rationality of the U.S. legal and medical systems." On the contrary, I think that the supporters of litigation are assuming too much rationality. For example, assuming that the courts can fairly and efficiently apportion blame and put a value on suffering. Justin: "I thought you were saying, Oh, don't listen to Justin, he's just a lawyer," You're being very defensive here. I don't think there was anything in my post to imply this, and if there was you would have had a better argument saying, "so what?" than saying, "no, I have no interest". Also, Justin wrote: "Oh, so now our lack of national health is my fault because I wrote a few posts about med mal caps and tort reform? " And this because I said that he was pessimistic! Of course that's not what I'm saying - I think that we speak with one voice on the need for national health provision. The issue that I was raising was that when one accepts that the political environment is not receptive to arguments for national health provision doesn't mean that we have to retreat to small tactical issues. Furthermore, it is possible that focusing too much on the tactical means that we lose the opportunity to make the wider case, especially when the tactical argument appeals to sentiments that are not necessarily aligned to the universalism that underlies the demand for the strategic case. Justin: "Sigh, And you are a legal expert because?" I'm not, of course. I know only anecdotal evidence, mainly from the UK context. I contribute to this list not because I think I have the answers, but because I have some ideas that I would like to test, and some questions that I would like to ask. I am grateful to those, like you, who can set me right on the basis of your specialist knowledge. But there's no need to be so condescending about it. Humbly, --James James Greenstein