--- Doug Henwood <dhenwood at panix.com> wrote:
> With bankruptcy "reform" now certain of passage, I'm
> going to do what
> I never otherwise do: give financial advice.
>
> If you've got a credit card problem (and live in the
> USA), think very
> seriously about filing - NOW.
>
> Individual circs may vary, so consult a lawyer. But
> it's highly
> likely that if you're sweating to service your
> debts, "going chapter"
> (as an old Texan friend of mine says) may make your
> life a lot
> easier, and with fewer side-effects than you may
> fear.
>
> Doug
>
> PS: You can't discharge student loan, tax, or
> mortgage debt, so
> bankruptcy won't help you there. But credit cards,
> absolutely.
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