>Is this a joke? We see on page D3 of Thursday's WSJ an article
>("Majority See Housing Bubble on Verge of Collapse"): A poll taken
>by the Experian-Gallup Personal Credit Index found that 71% of
>American adults believe a housing bubble exists and that it could
>burst in the next year (only 24% say this won't happen). But only
>32% believe it will happen in their particular neighborhood - and
>56% say it is unlikely to happen to them. It's like the survey from
>the Employee Benefit Institute, which recently found that over 60%
>of Americans aren't saving anything from their current income
>because they believe that their company-sponsored pension fund will
>cover them in retirement - meanwhile, only 40% are covered and that
>number is falling.