[lbo-talk] samo samo

[Jordan Hayes]

> Federal law is absolutely clear on the subject: Race and ethnicity 
> should have no bearing on the cost of your mortgage or the quality of 
> service rendered to you as you shop for a loan. But a new two-year 
> investigation in six metropolitan areas suggests that mortgage quotes 
> are not always colorblind.

I wouldn't call this "samo samo" ... I'd call this "not far enough yet 
but still pretty good!" ... time was when an experiment like this would 
have resulted in many out-and-out rejections.


> As a result of the study, the coalition has begun filing a series of 
> complaints with HUD's Office of Fair Housing and Equal Opportunity.

That's good news.  Do you remember when there was no standard, so there 
was no complaint to be made officially?  I continue to urge people to 
use services without human brokers for exactly this problem: if there's 
discretion, it can happen, many times without management oversight. 
Online services have no (easy) way of establishing any of the forbiden 
items; companies who can't deal with that don't do business that way, so 
you can avoid them entirely.

/jordan