Can you get a car loan without buying a car?, was what I wondered. [WS:] Not really, AFIK. The check is usually made to the buyer and to the dealer jointly, and the bank wants the title as a collateral. This is probably a fishy story.
$13k car is pretty cheap these days, no?
[WS:] Depends you much you put down and trade-ins. A new Camry goes for about $20k so 7 grand in down payments and trade ins is not that much.
Wojtek