> Also, black families have considerably smaller savings than
> whites at the same income level, so if the family as a
> collective hits a rough patch they're far more likely to
> take a hard fall.
I also recall reading (maybe even here?) that black families, for the same income levels as white families, are more risk averse in their approach to investing, and thus wind up even further behind because, I suppose, ya gotta be in it to win it.
/jordan