[lbo-talk] Insurer denies workers comp in racial killing

[Steven L. Robinson]

Absolutely!!!  Reduction in the workers comp premium is a mighty big incentive. The insurer carriers often give training to the HR staff of their larger customers on investigations and "claim prevention." Also a lot of the claims handling work is now being done by inhouse HR staff. SR

----- Original Message -----

From: Mark Rickling 

To: lbo-talk at lbo-talk.org

Sent: Fri, 5 Dec 2008 17:37:17 +0000 (UTC)

Subject: Re: [lbo-talk] Insurer denies workers comp in racial killing

On Fri, Dec 5, 2008 at 12:31 PM, Steven L. Robinson

wrote:


> The black letter law and contract language is as exactly as you say. However,  under the guise of fraud reduction employers are in practice taking a more aggressive stance in the claims process and the associated investigation.  I have seen situations where the employer does its own "sub rosa" investigation of injured employees [i.e, video and other surveillance].

What's the incentive for the employer to do this? Would they get some

sort of rate reduction?

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