[lbo-talk] Blinder & Hubbard: don't lift FDIC insurance caps!

Dorene Cornwell dorenefc at gmail.com
Fri Oct 3 19:48:37 PDT 2008


I never took a course with Blinder. Also having trouble keeping up on what besides pork wound up in the final bill. So again I suppose I have a lot of nerve opining.

Blinder's right: totally removing caps on deposit insurance is a dumb idea, almost as dumb as it sounds to hand out $700B without demanding a preferred equity stake. Raisng the cap to $250K probably is marginally stabilizing. It just saves a lot of small orgs from having to flitter around among multiple banks to maintain insurance, but I absolutely agree it does nothing about the underlying undercapitalization. And if the $700B is about liquidity, I still don't see the undercapitalization being handled. Am I missing something? DC On Fri, Oct 3, 2008 at 3:04 PM, Andy <andy274 at gmail.com> wrote:


> On Fri, Oct 3, 2008 at 4:57 PM, Doug Henwood <dhenwood at panix.com> wrote:
> > [too late now...]
> >
> > FDIC Caps Should Be Retained: Alan S. Blinder, R. Glenn Hubbard
> > 2008-10-02 22:01:00.0 GMT
>
> They are ok with the raising to $250K, which according to
> <http://www.westegg.com/inflation/>, is almost exactly $100K in 1980.
>
>
> --
> Andy
> ___________________________________
> http://mailman.lbo-talk.org/mailman/listinfo/lbo-talk
>



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