55 and up is when people start needing medical care.
So now we have a situation in which the insurers get to collect the premiums from everyone up to the age of 55 without actually having to guarantee any kind of coverage; meanwhile, the state (through taxes) covers everyone else.
I mean, I know the insurers can't deny insurance for pre-existing conditions with this new deal; but they still retain absolute power in deciding whether you need medical care; it still won't be the doctor's decision.
Doesn't look good.
J.