Anyway, you might want to know the rates of return for the different categories of investments.
Also you want to know what kinds of management and transaction fees new provider charges.
I usually also want to know the categories of firms included in each bucket. I have my personal lists of no's (no tobacco, nothing that is exclusively military....) and yes preferred (clean energy,....)
Not always so easy to figure what your money is backing in a 401(k) pool but fine to ask and try to figure out anyway.
Happy saving for retirement.
DC
On Sat, Oct 31, 2009 at 2:52 PM, shag carpet bomb <shag at cleandraws.com> wrote:
> today is ogre-nizing day which is to say, making sure all the bills and crap
> are in the right place in the new digs, and making sure nothing falls
> through the cracks going unpaid as is wont to happen after a move.
>
> so, i'm looking at my 401k from my employer. We are in the midst of
> re-enrollment time as well. Which, btw, did I hear a boatload of grumbling
> grumbling grumbling about how the company got a new providor and now we all
> have to figure out their rules. single payer! single payer! people are
> generally pissed witha few conservative hold outs whining about big
> gubmint.
>
> meanwhile, what the hell should i do with this thing. according to my
> profile, i'm supposed to be 70% invested in stock. But I did my own thing,
> with 13% in stock, 34% in bonds, and 53% in short term reserves. whatever
> the fuck any of that actually means, I don't know.
>
> i'm a conservative person money-wise. i do not want to invest in risky
> stuff. what should my asset mix be? because i don't really buy the
> suggestion from the 401k plan administrator.
>
> shag
>
> Wear Clean Draws
> http://cleandraws.com
>
>
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