> Isn't it unseemly to scheme on profiting from the untimely deaths of
> diseased people? Just me? Of course, capitalists have always found a way
> to
> profit from death and misery, but at this juncture in history, isn't this
> plan a new low (high?) in cynicism?
>
Private health insurance creates bad incentives, limits access, and so on.
So that's bad. But given that it already exists I don't see what additional
evil is created by allowing insurers to redistribute risk among each other
in this way. (Allowing them to run wild with risk redistribution is what led
to the crisis in the short run, but the devil's in the details.) Are the
incentives to provide shitty care amplified by this practice? I don't see
how they would be on first blush, but I'm willing to find that they are.