Rubbish. At the very least they could profitably undercut "big banks" for refis ...
https://www.patelco.org/loans/auto_loans.aspx
I'm surprised that this "move your money out of a big bank" group doesn't focus on "move your debt out of a big bank" ...
---
Quick LBO-Talk poll: if you have a car loan right now and it's with one of the big boys, have you considered refinancing with a local bank or credit union? Why/why not?
/jordan