Someone posted a youtube video to this list a while ago saying that one should never talk to the police. This may be generally true, but sometimes talking to the cops may be beneficial. This, however, does not hold for debt collectors - nothing beneficial can ever come from talking to them, and one has everything to gain by not talking to them. If you keep ignoring them, the chances are they will stop bugging you after a while, if you start talking, they will smell blood and will not let go. Even if you think the debt is legitimate, you may win a reprieve when you refuse to talk, but you will win nothing if you talk to them. Their modus operandi is to talk and scare people into giving them money. To get anything from you without your willing cooperation, they would need to go to court, which they seldom do because it is too expensive. So ignoring them is your best strategy when they target you.
Wojtek
On Fri, Sep 30, 2011 at 12:44 PM, Dennis Claxton
<ddclaxton at earthlink.net> wrote:
> At 06:40 AM 9/30/2011, Wojtek S wrote:
>
>> The iron rule is to never ever talk to debt collectors...They are scum, a
>> lower life form than that crawling on the walls of a
>> shit house
>
>
>
> They've got a shitty job, for sure, but a lot of them are just kids earning
> something like minimum wage, no?
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