[lbo-talk] Internet accounts

shag carpet bomb shag at cleandraws.com
Wed Mar 21 17:51:49 PDT 2012


concur with ravi. also think you must encounter whacked out creditors. i never have the kind of whack stuff to deal with. also use a cheatsheet.

also, concur with jordan re password. you can always just use the same fucking answer for every question. fuckyouassholes is the answer to your high school mascot to your best man at your wedding to your sister's middle name.

there's also a simple cheatsheet. maintain it vigorously every time you set up an account.

and, as ravi said, use a password safe.

otherwise, keep on bitching, cowboy.

At 08:00 PM 3/21/2012, // ravi wrote:
>On Mar 21, 2012, at 7:43 PM, Wojtek S wrote:
> >
> > In any case, this is becoming unmanageable and I wonder how other deal
> > with this bullshit. My casual observations indicate that some people
> > simply do not give a shit, they avoid dealing with them, and then do
> > not mind paying surcharges and penalties that result from it.
> > However, giving these fucking assholes a penny over what I absolutely
> > have to makes me sick in my stomach, so this is not an option. I
> > tried "bill consolidation" software such as Mint.com or Pageonce that
> > is supposed to bring information from different accounts together,
> > but they do not work as advertised, they cannot access certain
> > accounts, which makes them pretty useless because they add another
> > layer of complexity instead of reducing it. Any other suggestions
> > other than cutting internet connections altogether and returning to
> > paper and pencil business communication?
>
>
>Your credit union (you do use one, don't you? :-)) or bank should have a
>online bill payment service that you can use to pay any vendor. That's one
>way to avoid using the vendor's site. Also, certain credit cards (e.g:
>American Express, Chase One Visa) will let you setup AutoPay to pay the
>minimum balance or the entire amount due, automatically, from your bank
>account. Additionally, services like Manilla (http://manilla.com/) offer
>bill consolidation and payment. How much luck you will have with the
>latter I wouldn't know.
>
>That deals with services and options for bill payment. Now turning to your
>issue with passwords:
>
>You can use software like LastPass (http://lastpass.com/), KeePass or
>1Password on your computer to have them remember your various site
>passwords for you and enter them into your browser when you visit those sites.
>
>You can also use simple algorithms to generate a unique password per site
>in a manner that they are different per site but not requiring you to
>remember each one. I recommend a difficult to guess password string
>modified with a few letters from the particular site you are dealing with.
>
>Finally, I use a standard secret (password) for all those "Secure
>Questions" irrespective of what the question is. So, for instance, if Site
>X asks me to answer two questions, I choose any two (What hospital where
>you born in? What's your mother's left foot length?) and supply as an
>answer the two passwords I always use. After all they don't check that the
>answer makes sense.
>
>HTH,
>
> —ravi
>
>
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