req. a bit of free lawyerly advice.....

[Daniel F. Vukovich]

Hello all--  Excuse the random query, reply off list if you dont mind, but 
a friend/colleague of mine has a bit of a problem in re. some debt 
collecting lawyer b.s.  She has just been served a summons to appear in 
court, on Dec 27th,  in re. a $1200 debt from a credit card co. (First 
Union Bank, quite a name).  BUt my friend cannot appear and the student 
legal aid offices are closed for the holidays, so she is wondering what 
will happen as a result.  I myself figured this means the judgment goes to 
the plaintiff, but then what?  My friend has your typical grad student 
income (i.e., low) and is unconcerned about her credit rating, so is 
wondering how they will proceed to get blood from a stone.  Can credit 
card/court  scum garnish wages, and what are the limits on that?  I assume 
debtor's=prisons havent come back yet....

Many thanks,
Dan
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Daniel F. Vukovich
Dept. of English; The Unit for Criticism
University of Illinois
Urbana, IL
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