>A good thought, but I beleive that MasterCard and Visa are owned by
>the same company (which is why the Visa commercials always slam
>American Express instead of MasterCard).
Don't know about MC, but Visa is actually a cooperative owned by its member banks but without any real headquarters. I talked to someone the other day who's working with some Silicon Valley programmers to set up alternative economic models, and they're holding up Visa as a kind of example.