I think there's a big difference in those who "make" $200k in W-2 income and those who "make" $200k on investments, rents, etc.
If you _work_ for $200k, you're working very hard.
Certainly not enough to _justify_ the difference from those who _work_ for $40k, but you're working.
But don't forget: it's "not that hard" to "make" $200k if you've got $3M to start. Heck, if you've got $3M and you're NOT "making" $200k/yr, contact me off list :-)
/jordan