Wojtek Sokolowski wrote:
> I mean, I am told that I earn above the national
> average and yet there is no way I could afford many of
> those things. However, I see a lot of people around
> me having them. I suspect that indebtness may be a
> factor here (I am totally debt free, including
> mortgage,) but it is mind boggling.
>
I think you answered your own question. I bet you have some savings too.
Joanna