> Mr Cutler said one partial solution could be to allow age-based premiums. He
> said that an Obama administration would also seek to find ways to build in
> incentives for healthy living.
BTW, is there any evidence that out-of-pocket medical expenses (as opposed to your doctor reading you the riot act) have any influence on behavior, particularly the long-term behavior that counts the most?
I'm wondering I'm justified in my impulse to smack people who assume there is.
-- Andy