[lbo-talk] Obamahealth suddenly looking much improved

John Thornton jthorn65 at sbcglobal.net
Mon Jul 7 10:03:06 PDT 2008


Michael Pollak forwarded:
> Mr Cutler said that, for this to work, it would be necessary to ban
> risk-based pricing on all health plans, including those sold off
> exchange. Otherwise the exchange would become a "high-risk pool"
> dependent on public subsidies. Banning risk-based pricing could
> result in healthy people -- in particular young people -- refusing to
> buy insurance at a price that did not reflect their own risk profile.
> It could also reduce the incentive for people to take better care of
> their health.

What evidence is there that people would be motivated to take less care of themselves healthwise based on how much they pay for health insurance? This seems like a ignorant and baseless assumption to me.

John Thornton



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