[lbo-talk] Our health insurance system - probably I'm screwed

Gar Lipow gar.lipow at gmail.com
Mon Mar 5 12:29:43 PST 2012


On Mon, Mar 5, 2012 at 12:26 PM, Wojtek S <wsoko52 at gmail.com> wrote:
> Have you considered moving to Canada?  Seriously.

Don't have the Canada points. Seriously. However, Washington State law may be about to change.
>
> Wojtek
>
>
> On Sun, Mar 4, 2012 at 8:29 PM, Gar Lipow <gar.lipow at gmail.com> wrote:
>> My current individual health care plan is terminating. The provider is
>> terminating all individual plants, so:
>>
>> 1) If I have to take the questionare I won't qualify for any other
>> individual plant
>> 2) I can't go through the Chamber of Commerce or most opportunties for
>> membership group plans because they don't cover sole-proprietierships
>> or freelancers in my state - require at least one employee in addition
>> to the proprietor.
>> 3) My income is too high to qualify for medicaid.
>> 4) Basic health (A Washington State alternative for people not
>> qualified for medicare) has waiting list of I think at least a year.
>> 5) The premium for the high risk pool is more than my gross (before
>> tax) income - and is awful coverage besides.
>>
>> There are exceptions where one can be exempt from the questionaire.
>> The questionaire the insurance companies normally use to determine if
>> you are exempt say no, but I pulled up the actual law. A couple of the
>> sections look like possibilities. So I'm going to try the insurance
>> commissioners office to find out if they apply to my case, if they say
>> no go to legal aid.  But, you know I'm playing lawyer when I'm not
>> one. So if the people who get paid to do law know it better than I do,
>> which is probable, I'm just screwed and will shortly be a diabetic
>> cancer survivor with no health insurance.
>>
>> --
>> Facebook: Gar Lipow  Twitter: GarLipow
>> Solving the Climate Crisis web page: SolvingTheClimateCrisis.com
>> Grist Blog: http://grist.org/author/gar-lipow/
>> Online technical reference: http://www.nohairshirts.com
>>
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>
>
>
> --
> Wojtek
> http://wsokol.blogspot.com/
>
> ___________________________________
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-- Facebook: Gar Lipow  Twitter: GarLipow Solving the Climate Crisis web page: SolvingTheClimateCrisis.com Grist Blog: http://grist.org/author/gar-lipow/ Online technical reference: http://www.nohairshirts.com



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