Wojtek
On Sun, Mar 4, 2012 at 8:29 PM, Gar Lipow <gar.lipow at gmail.com> wrote:
> My current individual health care plan is terminating. The provider is
> terminating all individual plants, so:
>
> 1) If I have to take the questionare I won't qualify for any other
> individual plant
> 2) I can't go through the Chamber of Commerce or most opportunties for
> membership group plans because they don't cover sole-proprietierships
> or freelancers in my state - require at least one employee in addition
> to the proprietor.
> 3) My income is too high to qualify for medicaid.
> 4) Basic health (A Washington State alternative for people not
> qualified for medicare) has waiting list of I think at least a year.
> 5) The premium for the high risk pool is more than my gross (before
> tax) income - and is awful coverage besides.
>
> There are exceptions where one can be exempt from the questionaire.
> The questionaire the insurance companies normally use to determine if
> you are exempt say no, but I pulled up the actual law. A couple of the
> sections look like possibilities. So I'm going to try the insurance
> commissioners office to find out if they apply to my case, if they say
> no go to legal aid. But, you know I'm playing lawyer when I'm not
> one. So if the people who get paid to do law know it better than I do,
> which is probable, I'm just screwed and will shortly be a diabetic
> cancer survivor with no health insurance.
>
> --
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>
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-- Wojtek http://wsokol.blogspot.com/