[WS:] Did not they try to "get around" this by expanding credit availability to the mass of wage laborers and, one may add, homeowners? And it worked for a while with fabulous results- capitalists made like bandits. Of course, there is the question of how long it will work, but as Keynes commented, in the long run we are all dead. Nothing stops the future generations from playing this musical chair game again.
Wojtek