I want to recommend very strongly the latest issue of Harper's which has an article by a guy who is a college administrator and free-lance writer. His income combined with his wife's is over $100,000, but they owe the credit card companies twice that. It is a tale that dramatizes the theme of Juliet Schor's latest book "Overspent American."
Louis Proyect
(http://www.panix.com/~lnp3/marxism.html)