Bankruptcy grace period

[Wojtek Sokolowski]

At 12:26 PM 3/23/01 -0500, Brett wrote:
>What I find annoying are the services which don't need to be handled by a
>professional, and are much more expensive than they need to be because
>professionals are the only ones "authorized" to do them.  For example, you
>should be able to write your own will without the help of a lawyer.  Most
>of the time it can be done with a fill-in-the-blank form.  There are lots
>of other examples, not limited to the legal profession.

You can do that, as well as many other things, such as getting divorced, or
filing for a bankruptcy.  There is a fairly large library of do-it-yourself
legal books (e.g. the Nolo Press). In many states you can also file a
"small claim" case (up to a certain limit) that does not require any
professional assistance. 

Oftentimes, people are too lazy or functionally illiterate to do their
homework, relying instead on paid professionals, but that is an althogether
different issue.

wojtek